Leaning more and more into the Bear Case now for Wave X and the buyers will need to step in at Wave X to hold support or it becomes quite risky below this support level. Not adding a buy zone in here yet because I need to see more stability, the only bank/payment stocks I would consider buying when the dust settles is in $JPM, $BAC, $SCHW and $PYPL but I do not consider $PYPL a bank. $SOFI would then be behind these 4 because I do like their potential but they are likely to come up against a big test now, a test they have not experienced yet, all the stocks above have been through this process before and came out stronger.