$SOFI has not made its move yet and if the 10 Year declines further I would expect $SOFI to break out of the $7.25 wedge trend line and move higher....and move strong as $PYPL has done today.
The set up is certainly there with a number of bullish indications.....Wave 2 holding support and the bullish descending wedge.
The real risk off situation would be above the blue line in the Bull Case, so those wanting to wait until then makes sense but it does look attractive breaking out of the wedge.